Credit Card Consolidation

Credit Card Consolidation Could Take Years!

Credit card consolidation is a train wreck waiting to happen

If you are in the market for a credit card consolidation loan, you must be out of your mind. How do you ever expect one of those to help you? They are nothing but trouble. You may have heard that a credit consolidation loan is your ticket to a debt free life, but let us be the first to tell you that it is far from it. All you do is replace one mountain of debt with another, and then you have to pay interest on it. It doesn't make any sense!

Hate to break it to you, boys and girls, but credit card debt consolidation is not what it's cracked up to be. Same can be said of all the other forms of consumer debt, such as medical bills and student loans. Basically, the situation is hopeless, at least as far as debt consolidation is concerned. Tough cookies. There is no hope left, at least not in the form of credit card consolidation, that's for dang sure.

You have no chance to experience credit card consolidation

In many ways, credit card consolidation is nothing more than a glorified sham. A con, devised by people online to take advantage of you. There is a sucker born every minute. When were you born? If you trust an online provider of credit consolidation, chances are you were the sucker born at that particular minute in time. Your parents should be so proud. If you want real evidence that credit card consolidation is not what it's cracked up to be, rather than just listening to this rant, then put the following numbers in your pipe and prepare to smoke these babies while you work on credit card consolidation loans.

While credit card consolidation presents itself as a means of saving 33-57 percent per month of a consumer's debt, in actuality it is not quite that high. Estimates range from zero to -19 percent. That's right, you'll be paying us money.
The average consumer debt in America is several thousand dollars. That's per person, not per household. Debt is so high that your kids owe money while they still in the womb. And there's nothing you can do to stop it!
Your credit rating will not be improved in 6-12 months, as many agencies claim. In fact, your credit may bounce back in approximately 100-500 months, depending on your age. In other words, when you die, your credit problems will go away. Not before then.

NOTE - Absolutely nothing written about credit card consolidation on this page is true. It's opposite day!

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Credit Card Consolidation